For agents, lenders, and buyers
Termite & WDI Inspections in Elizabethtown, KY
The NPMA-33 wood-destroying insect report a VA loan requires — $95 flat, scheduled inside 48 hours, delivered to your agent and lender together.
- $95 flat rate
- Scheduled inside 48 hours
- Report inside 24 hours of inspection
Why this one matters more than it looks
Fort Knox anchors a continuous flow of home purchases across Hardin County, and a large share of them are financed with VA loans. Kentucky sits in a region where VA requires a wood-destroying insect inspection on essentially every purchase, and the NPMA-33 form that satisfies it can only be issued by a licensed pest control operator. Not a home inspector. Not a realtor. A licensed operator.
Which means for a lot of families moving here, this inspection is the one piece of the closing that depends entirely on whether a pest control company answers the phone and shows up on time.
It is also, quietly, the thing most likely to hold up a closing for no good reason. A report that arrives four days late, or goes to the agent but not the lender, or comes back as a scanned PDF behind a password nobody has — none of those are inspection problems. They are logistics problems, and they are entirely avoidable.
We price this at the bottom of the market deliberately. A $95 inspection roughly covers the truck roll. Being the company agents and lenders order from without thinking about it is worth more to us than the margin.
How it works
- 1
Order in two minutes
Property address, closing date, access contact, and whether it is a VA loan. Nothing else.
- 2
Slot confirmed in 48 hours
You get a confirmed appointment time by text, not a promise to call back with one.
- 3
Inspection
Accessible interior, exterior, crawl space, and substructure, on the NPMA-33 standard.
- 4
Report in 24 hours
Signed NPMA-33 PDF to the agent and the lender at the same time. Plus a treatment quote if there are findings.
Pricing
Standard
$95
Flat rate, any residential property. Scheduled inside 48 hours, report inside 24 hours of the inspection.
Rush
$145
Front of the queue when the closing date will not move. Same report, same standard, faster slot.
10% military discount applies.
For real estate agents and loan officers
If you close VA business in Hardin County, what you need from a WDI vendor is not a lower price. It is knowing that the order you placed on Tuesday produces a signed report in your lender's inbox by Friday without you chasing it. That is the whole product.
We will send a one-pager with the SLA, a sample completed NPMA-33, and a direct order link — no account setup, no portal password. If you have a closing calendar you want us to work backward from, send that instead and we will schedule against it.
One thing worth stating plainly, because it comes up: we do not pay for referrals, and we will not. Nothing of value changes hands for sending business our way. Any co-marketing we do with a brokerage is a disclosed, fair-market-value advertising arrangement, invoiced in both directions and reviewed by an attorney. That is a RESPA requirement, and it protects your license as much as ours.
Common questions
- What is an NPMA-33?
- It is the standard Wood Destroying Insect Inspection Report used across the United States. It records whether there is visible evidence of termites or other wood-destroying insects, whether there is evidence of previous treatment, and whether conditions conducive to infestation exist. In Kentucky it can only be completed and signed by a licensed pest control operator.
- Does a VA loan require a termite inspection in Kentucky?
- Kentucky is in a region where VA requires a wood-destroying insect inspection on essentially every purchase, and the report has to be on the NPMA-33 form. In most VA transactions the buyer is not permitted to pay for it, so it is typically covered by the seller or the agent — worth confirming with your lender before the invoice is written.
- How fast can you get out there?
- We schedule inside 48 hours of the order, and the completed NPMA-33 goes to your agent and your lender at the same time, within 24 hours of the inspection. If your closing is tighter than that, rush scheduling is $145 and moves you to the front of the queue.
- What happens if you find termites?
- You get the report either way — we do not soften a finding to keep a deal moving, because the lender is going to read it and our license is attached to it. If there is active infestation or damage, we can quote the treatment separately, and you are under no obligation to have us do the work. Plenty of closings proceed with a treatment credit negotiated between the parties.
- Is the inspection the same as a home inspection?
- No, and one does not replace the other. A general home inspector looks at the whole structure and its systems. A WDI inspection is specifically about wood-destroying insects — termites, carpenter ants, powderpost beetles, wood-boring wasps — and produces a form a lender will accept. Most transactions need both.
- What do you need from me to schedule it?
- The property address, the closing date, who to contact for access, and whether it is a VA loan so we know which lender box has to be ticked. That is it — four things, and it takes about two minutes.